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Payment Delivery

Payment links, delivered with intent.

Smart payment-link orchestration tied to plans, promises, and EMI schedules. Templates and compliance enforced at send time.

app.credmux.com/payments

Collections Pipeline

Collected Today

₹42,50,000

Link Generated

via SMS to +91 98XXX

Sent

Link Clicked

2 mins ago

Active

Payment Success

UPI ID: ***@ybl

Verified

Capabilities

What this layer does for your team.

Outcomes a recovery manager actually feels — captured by the platform, not the agent's memory.

Book a walkthrough
  • Borrower-facing short-code links — branded and mobile-first
  • Link generation tied to plan, promise, or settlement context
  • Approved templates only, compliance-checked at send time
  • Click tracking with retention-aware policy
  • Reconciliation auto-cancels future reminders the moment payment lands
  • Multi-channel delivery — one link, one source of truth

Deep dive

A payment link is only useful when it reaches the borrower at the moment they're most likely to act.

Borrowers don't fail to pay because they lack a link. They fail to pay because the link arrived at the wrong time, on the wrong channel, with the wrong context. Payment Delivery treats link generation as a delivery problem, not a generation problem.

Tied to the obligation it represents

Every link is generated against a specific obligation: a payment-plan installment, a promise-to-pay commitment, a settlement balance, or a manually-initiated amount. The borrower sees a clean checkout. The platform retains the full lineage from link → click → payment → reconciliation.

Compliance at send time, not after

Templates are approved before they enter the library. The sender's identity, the time window, the channel, and the frequency cap are checked at the moment of send — not after the fact. A link that would violate calling hours, DNC status, or per-day cap is held automatically.

Click tracking that respects DPDP

Only the minimum metadata required to attribute payment is captured. Identifiers anonymize after the retention window. The policy lives in the platform, not in a PDF.

Outcomes

What changes when you ship this.

  • Borrowers receive nudges at the moment of highest intent, not random intervals
  • Compliance audits don't surprise you because non-compliant sends never leave
  • Reconciliation removes the embarrassing 'we just got paid, please pay again' problem
  • Click and conversion telemetry feeds back into Smart Collect attribution

Book a 30-minute walkthrough

See Credmux run a real recovery workflow.

We'll show calling, Smart Collect attribution and decisioning, payment-link orchestration, and field visit evidence — using common DPD bands and industry-standard workflows.

Book a walkthrough

Or write to hello@credmux.com